Partners in Business

We are committed to delivering quality service, support and free training to property managers so that if a claimable situation arises with an insured property they can contact us for assistance.  We won't leave you wondering, we will hold their hand, throughout the process. It's so easy with REAL!

We are unique in the way we do our business.  We visit and train our Property Management companies on how the policy works for their clients  throughout the year and therefore assits when it comes to claim time of what is covered or not.

Please contact our office to find out if your property management company meets our Approved Property Management Company status.

Approved Property Managers

What happens when your landlord’s rent stops?

Protect your landlords. Protect yourself.

At Real Landlord Insurance Ltd, we pride ourselves on providing a superior insurance product to landlords and their property managers.

In addition to the advantage this product provides as a listing tool to secure new managements, it is also a powerful risk management aid.

Providing peace of mind for landlords , our Landlord Preferred Policy also protects you, the property manager and your company.  Fristly, against loss of commission and secondly, you will have fulfilled your duty of care to the landlord and cannot be accused of negligence in your responsibility to provide advice to your landlord.

A significant percentage of all professional indemnity claims relate to the property management industry. If a tenant makes a claim against a landlord who doesn't have insurance, the tenant's lawyer will find someone else to be involved in the claim. More often than not, the next person in the firing line is the Property Manager. In the case of permanent disability, or even death, this could amount to millions of dollars in compensation.

It is now expected that a landlord will delegate their duty of care to the Property Manager under the management agreement.

More frequently, courts are saying that when landlords sign agreements to have their property managed by a professional, they are delegating their duty of care for that property to the Property Manager. The only way Property Managers can adequately protect themselves and the agency they work for, against legal liability claims, is to take preventative measures.

If landlords don't have building insurance, they don't have liability cover.

From a Property Manager's perspective, landlord insurance is as much about protecting yourself as it is your landlords. If a tenant stops paying rent it's not only the landlord that incurs a financial loss. No rent means no commission for your office.

When something goes wrong wouldn't it be a far easier telephone call to the landlord if you could say, "but, that's why you have insurance"!

 Another training session is being planned for our clients.

It is always so gratifying to know that our Approved Property Managers are keen to attend another training session that will equip them with knowledge about our Landlord Preferred Policy.  Not only will they hear about our new benefits being included in the new policy wording, but they will also hear about the claims process and how the policy works best for their investment owners.

Regular webinars take place each month to ensure that our Approved Property Management companies are kept abreast of any changes to the policy or claims that have occurred - so that they can ensure they are receiving the best cover for their clients.

If you would like to attend the next webinar - these are regularly scheduled to suit your time frame - please send us an email by clicking on the link below if you wish to attend a webinar.

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Keep your investment covered

If you are a landlord, and own a house that is being rented for domestic or residential purposes, REAL Landlord Insurance has developed the Landlord Preferred Policy, which is specifically designed for landlords of residential rental properties that are managed by an Approved Property Management Company and provides cover that compliments your house insurance including

• Loss of rent
• Intentional damage
• Legal liabilities
• Plus much more

Conditions apply: To read the full policy details please click below
If you wish to view the entire policy before purchase, please download the Policy Wording as a PDF.

Your policy is managed by your Property Manager for invoicing, and usually payment from your rental income. We also have available the option of monthly payments made by Direct Debit from your bank account.

A full policy wording booklet is issued with any New Business with the Certificate of Insurance.

Upon renewal of a policy, unless there has been a change in the Policy Conditions/Benefits only a Certificate of Insurance is issued.